The Difference Between A Need And A want

These days when money is scarce, it is of utmost importance that we all understand the difference between needs and wants. The difference between a need and a want is not as straight forward as you would imagine. A need is generally accepted as something that is extremely necessary for a person to survive whereas … Read more

9 Tips on How To Avoid Impulse Buying

As a financial blog, I just thought that I would be amiss if I don’t address the topic on how to avoid impulse buying. Impulse buying is the cause of most financial problems that afflict us nowadays. We see a thing and immediately we just want to buy it even though we have not planned … Read more

Ways To Manage Your Personal Finances

These days when our incomes are almost static it is important to find ways to manage your personal finances successfully. It is not good enough to manage our finances on a day to day basis only but to focus on the future too. Maybe it is time to start thinking of where you want to … Read more

Can Shops Refuse To Give You A Refund?

On this beautiful day I just wanted to discuss the question, can shops refuse to give you a refund? The short answer to this question on whether a shop can refuse to give a refund is that it depends on the circumstances in question. If the store has sold you a damaged product or something … Read more

21 Best Ways To Save Money Fast

In this post, I just want to discuss various ways to save money fast. With rising bills, it is becoming very difficult for most people to save money. I just saw on CNBC that only 40% of Americans could pay an unexpected $1000 expense from their savings. This is an unhealthy situation. Most of us … Read more

How To Flip Items For Profit

In this post, I want to discuss how to flip items for profit. Flipping an item is when you buy an item and quickly resell it. While you can do it for a loss in most cases people buy and sell items for a profit. Usually, these items are second hand. For anyone looking for … Read more