A Personal Finance Blog
In this post, I want to discuss how to drastically reduce household expenses and family budget and still live comfortably. This is not an easy thing to do as bad habits die hard but it is something that has to be done especially for many people swimming in debts. In this case, you either have … Read more
In this post I would like to provide some simple yet very effective steps to manage your personal finances effectively. Most of us struggle when it comes to managing our money. This is why most Americans are drowning in debt unnecessarily. The purpose of today’s post is to help you get back your peace of … Read more
These days when money is scarce, it is of utmost importance that we all understand the difference between needs and wants. The difference between a need and a want is not as straight forward as you would imagine. A need is generally accepted as something that is extremely necessary for a person to survive whereas … Read more
As a financial blog, I just thought that I would be amiss if I don’t address the topic on how to avoid impulse buying. Impulse buying is the cause of most financial problems that afflict us nowadays. We see a thing and immediately we just want to buy it even though we have not planned … Read more
These days when our incomes are almost static it is important to find ways to manage your personal finances successfully. It is not good enough to manage our finances on a day to day basis only but to focus on the future too. Maybe it is time to start thinking of where you want to … Read more
On this beautiful day I just wanted to discuss the question, can shops refuse to give you a refund? The short answer to this question on whether a shop can refuse to give a refund is that it depends on the circumstances in question. If the store has sold you a damaged product or something … Read more
In this post, I want to discuss the advantages and disadvantages of online shopping over in-store shopping. Did you know that buying online for most items is actually cheaper than buying them in-store? If you are therefore not buying online you could be missing out on some amazing bargains. The world is changing and changing … Read more
In this post, I just want to discuss various ways to save money fast. With rising bills, it is becoming very difficult for most people to save money. I just saw on CNBC that only 40% of Americans could pay an unexpected $1000 expense from their savings. This is an unhealthy situation. Most of us … Read more
I am always looking for ways to save money and this post on the benefits of bringing lunch to work aims to do just that and more. The money spent on lunch constitutes a significant portion of the budget or ordinary Americans. A decent lunch should set you back by about $5-$10 daily. That should … Read more
In this post, I want to discuss how one can flip items for profit. Flipping an item is when you buy an item and quickly resell it. While you can do it for a loss in most cases people buy and sell items for a profit. Usually, these items are second hand. For anyone looking … Read more