A Personal Finance Blog
A few days ago I found a post that had some amazing motivational debt free quotes. I immediately decided to find some quotes to share with my readers. The quotes are from politicians, ministers of religion, philosophers, etc. It is my hope that these quotes will go a long way in motivating towards the goal … Read more
I am sure there are some who are wondering why I would bother to write an article titled, why should we save electricity. Electricity supply is something we take for granted and don’t even take time to consider where it is coming from. In the western world, the electricity supply is almost considered a right. … Read more
Every day we see experts on TV chastising Americans for spending money as if there is no tomorrow. In such an environment, it is easy to develop a fear of spending money. It is easy to develop an obsession with our spending habits. When you reach a point where you are overanalyzing every purchase to … Read more
In this post I just wanted us to discuss the future of work and how technology is affecting work. I came out of uni nearly twenty years ago and when I compare the technologies then to what we have today it is like day and night. When I started work you could notice that the … Read more
I wanted us to deal with the issue of how to deal with creditors when you can’t pay. It may sound a remote possibility for many but events of the last few years have shown that no one is immune from this. It is therefore important that we all learn in advance on what we … Read more
In this post, we are going to discuss how to create a bare-bones budget. Before we do this I think it is proper to discuss what a bare-bones budget. A bare-bones budget is a budget that focuses on essentials. By essentials, I am talking about expenses that you cannot do without. These include food, rent, … Read more
Millions have now lost their jobs during this Coronavirus epidemic affecting the whole world. In this post, we discuss how to stretch your money during this epidemic. It has been sad to see millions of Americans who have never needed the assistance of food banks being forced to do so now. Even those of us … Read more
I thought that it might be a good idea today to discuss tips for buying your first home. Believe it or not, this is an issue that many first time home buyers make “schoolboy” mistakes. If you think I am lying you just go back in your memory lane to the subprime mortgage crisis to … Read more
I thought we should today discuss budget challenges and how to solve them. It is an interesting discussion that I believe will help you in managing your personal finances well. A budget is perhaps the most important tool in the hands of anyone trying to manage his income. I cannot think of any tool that … Read more
In this post, we are going to discuss the issue of ethical travel tips. This topic has gained prominence due to the ease of travel since the advent of cheap air travel. We now see literally billions of people traveling from one country to the other in any given year. With the rise of China … Read more