A Personal Finance Blog
For newlyweds, budgeting as a couple or partners can be a very challenging experience that can make or break a marriage. It is not easy to switch from seeing your money as your own to now thinking of it as “our” money. Studies have shown that one of the major factors contributing to marriage friction … Read more
Zero-Based Budgeting is a method of budgeting where you literally start from zero every time you budget as you have to justify all your expenses every time you prepare a fresh budget. In other words, you start with a clean slate and have to analyze your needs and costs for each category and allocate resources … Read more
In this post, we are going to discuss the best food delivery apps and services out there. I am in my 40s so I can still remember a time when there were no smartphones and therefore no food delivery apps. In order to order food or any delivery, you had to go to the restaurant … Read more
In this post, we discuss some of the best budgeting apps for couples and individuals at the moment. Studies have shown that disputes over money are the cause of most frictions in families. It is therefore important that as a couple you find ways to manage your personal finances effectively. Best Budget Apps For Couples … Read more
We all crave financial freedom whether as children from parents or whatever it is that controls you financially. Be it credit card debt, personal loans, etc. In this post, I have gathered some of the best financial independence quotes or financial freedom quotes, that are out there on the internet. Financial Independence Quotes “Financial independence … Read more
I have always enjoyed reading famous people’s quotes on all subjects from money, wealth, debt, politics, etc. There is something about quotes that inspire and warn us in the same breath. In this post, I present some of the wisest money quotes out there that have blessed me and millions of others. It is my … Read more
I am a big fan of quotes and in today’s post, I would like to share some amazing budgeting quotes that I found on the net. It is my hope that these quotes will inspire you in your personal finance management journey. We all know the importance of budgeting in personal finance. It is an … Read more
Unless you are living in a jungle away from civilization, shopping is always on our mind in this modern age. Almost everything we want has to be bought. As a consequence, we are all looking for bargains and in this post, I will deal with what I consider the best shopping apps to save money. … Read more
In this post I want to share with you ways a no spend month can help you financially. Many people have been helped by taking this no spend challenge and I know that you too can experience the benefits. A No Spend Month or challenge is when you decide that for a specific period of … Read more
Recessions are tough times for everyone and every business. However, there are ways to recession-proof your life. In this post on how to survive a recession, I will provide some tips that hopefully will help us all. You can’t leave everything to fate there are steps you can take to sail through this difficult time. … Read more