Funny and Serious Credit Card Quotes

I just thought that today we should start on a lighter note by sharing funny and serious credit card quotes. These have been drawn from the saying of some very famous people from various countries. Almost everyone nowadays has a credit card and the levels of consumer credit card debt are rising rapidly to a … Read more

Pay Off Debt Or Invest? Which Is Better?

Pay off debt or invest – which one is better? This is a very tricky question to answer as it depends on a number of factors that I will discuss later on. I should point out that I am a big advocate of people avoiding getting into debt in the first place. I actually believe … Read more

91 Motivational Debt Free Quotes

A few days ago I found a post that had some amazing motivational debt free quotes. I immediately decided to find some quotes to share with my readers. The quotes are from politicians, ministers of religion, philosophers, etc. It is my hope that these quotes will go a long way in motivating towards the goal … Read more

How To Calculate APR

In this post, we are going to discuss how to calculate APR (Annual Percentage Rate). APR should be a familiar term for anyone who has required finance when purchasing goods. In some countries, lending institutions are forced to indicate the APR and not just the base rate of interest. In taking out any form of … Read more

21 Important Credit Card Terms Explained

In this post, we want to explain some important credit card terms that every credit card owner should understand. Because most of these terms are not in everyday English usage it is very easy to misunderstand them. Terms such as APR are very important terms that need to be understood before the credit card company … Read more