I just wanted us to discuss some questions to ask yourself before taking out student loans. A must read for all students considering going to college. If you’re about to head off to school – whether at the college or graduate level – there’s a simple fact that you’ll probably want to keep in mind …
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In today’s post we will discuss the pros and cons of FHA Loans. After going through this post you should be able to decide whether to us this or not. Government backed loans from the Federal Housing Administration (FHA) may seem like a godsend for those that are trying to purchase a home despite a …
Stoozing is a technique is sometimes used by investors as a way to earn interest on money that is borrowed for free. This is a strategy that is often used in conjunction with credit cards that offer a 0% introductory rate, but the key is in knowing how to find a great deal on a …
Another important post that deals with the topic of credit card secrets. Secrets that can save you a lot of money if you heed our advice. There are many secrets that credit card companies don’t want you to know. There are ways that you can avoid user fees and pay little to no interest on …
In this post I want us to discuss how to keep track of your expenses and avoiding debt. It is my hope that this post will help someone avoid getting into a debt trap. Debt has some sort of bearing on most people. Whilst the impact it has on an individual varies from one person …
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I have titled today’s post as, five common credit card questions answered. Credit cards can be complex, and even experienced cardholders have questions. Inaccurate assumptions about credit cards often prevail over the facts. We answer a few of the most commonly asked credit card questions. Should I close my inactive credit card accounts? The simple …
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In 2011, UK guarantor loans provider, Guarantor Loans Company run a survey exclusively for How to Manage Money Tips about individual and household debt in the USA. Although the company’s main outlet is offering guarantor loans throughout the UK, they also run a Money Saving Blog and release regular survey results and insights across a …
I just thought that today we should start on a lighter note by sharing funny and serious credit card quotes. These have been drawn from the saying of some incredibly famous people from various countries. Everyone nowadays has a credit card, and the levels of consumer credit card debt are rising rapidly to a point …
Pay off debt or invest – which one is better? This is a very tricky question to answer as it depends on a number of factors that I will discuss later on. I should point out that I am a big advocate of people avoiding getting into debt in the first place. I actually believe …
Should there really be expenses you should never put on a credit card? I would submit that yes, some expenses should never have any place on that beloved card. In fact, I am not really a big fan of the use of credit cards. This is because this card has caused more harm than good …
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