A Personal Finance Blog
Another important post that deals with the topic of credit card secrets. Secrets that can save you a lot of money if you heed our advice. There are many secrets that credit card companies don’t want you to know. There are ways that you can avoid user fees and pay little to no interest on … Read more
In this post I want us to discuss how to keep track of your expenses and avoiding debt. It is my hope that this post will help someone avoid getting into a debt trap. Debt has some sort of bearing on most people. Whilst the impact it has on an individual varies from one person … Read more
I have titled today’s post as, five common credit card questions answered. Credit cards can be complex, and even experienced cardholders have questions. Inaccurate assumptions about credit cards often prevail over the facts. We answer a few of the most commonly asked credit card questions. Should I close my inactive credit card accounts? The simple … Read more
In 2011, UK guarantor loans provider, Guarantor Loans Company run a survey exclusively for How to Manage Money Tips about individual and household debt in the USA. Although the company’s main outlet is offering guarantor loans throughout the UK, they also run a Money Saving Blog and release regular survey results and insights across a … Read more
I just thought that today we should start on a lighter note by sharing funny and serious credit card quotes. These have been drawn from the saying of some incredibly famous people from various countries. Everyone nowadays has a credit card, and the levels of consumer credit card debt are rising rapidly to a point … Read more
Pay off debt or invest – which one is better? This is a very tricky question to answer as it depends on a number of factors that I will discuss later on. I should point out that I am a big advocate of people avoiding getting into debt in the first place. I actually believe … Read more
Should there really be expenses you should never put on a credit card? I would submit that yes, some expenses should never have any place on that beloved card. In fact, I am not really a big fan of the use of credit cards. This is because this card has caused more harm than good … Read more
It has taken me a few days to come to this point when I am writing this post, “I Need Money Now: Ways To Get Cash Immediately. It is such a wide subject with all sorts of “landmines” as we are dealing with someone in desperate need here. I know for sure that almost all … Read more
A few days ago, I found a post that had some amazing motivational debt free quotes. I immediately decided to find some quotes to share with my readers. The quotes are from politicians, ministers of religion, philosophers, etc. It is my hope that these quotes will go a long way in motivating towards the goal … Read more
I wanted us to deal with the issue of how to deal with creditors when you can’t pay. It may sound a remote possibility for many but events of the last few years have shown that no one is immune from this. It is therefore important that we all learn in advance on what we … Read more