In this post, we are going to discuss how to create a bare-bones budget. Before we do this I think it is proper to discuss what a bare-bones budget. A bare-bones budget is a budget that focuses on essentials. By essentials, I am talking about expenses that you cannot do without. These include food, rent, …
Millions have now lost their jobs during this Coronavirus epidemic affecting the whole world. In this post, we discuss how to stretch your money during this epidemic. It has been sad to see millions of Americans who have never needed the assistance of food banks being forced to do so now. Even those of us …
How To Stretch Your Money During the Coronavirus Epidemic – 8 Ways Read More »
I thought that it might be a good idea today to discuss tips for buying your first home. Believe it or not, this is an issue that many first time home buyers make “schoolboy” mistakes. If you think I am lying you just go back in your memory lane to the subprime mortgage crisis to …
I thought we should today discuss budget challenges and how to solve them. It is an interesting discussion that I believe will help you in managing your personal finances well. A budget is perhaps the most important tool in the hands of anyone trying to manage his income. I cannot think of any tool that …
4 Biggest Budget Challenges And How To Solve Them Read More »
In this post, we are going to discuss the issue of ethical travel tips. This topic has gained prominence due to the ease of travel since the advent of cheap air travel. We now see literally billions of people traveling from one country to the other in any given year. With the rise of China …
In this post, I want to discuss how to drastically reduce household expenses and family budget and still live comfortably. This is not an easy thing to do as bad habits die hard but it is something that has to be done especially for many people swimming in debts. In this case, you either have …
How To Drastically Cut Household Expenses and Family Budget (8 Ways) Read More »
In this post I would like to provide some simple yet very effective steps to manage your personal finances effectively. Most of us struggle when it comes to managing our money. This is why most Americans are drowning in debt unnecessarily. The purpose of today’s post is to help you get back your peace of …
6 Steps to Manage Your Personal Finances Effectively Read More »
These days when money is scarce, it is of utmost importance that we all understand the difference between needs and wants. The difference between a need and a want is not as straight forward as you would imagine. A need is generally accepted as something that is extremely necessary for a person to survive whereas …
As a financial blog, I just thought that I would be amiss if I don’t address the topic on how to avoid impulse buying. Impulse buying is the cause of most financial problems that afflict us nowadays. We see a thing and immediately we just want to buy it even though we have not planned …
These days when our incomes are almost static it is important to find ways to manage your personal finances successfully. It is not good enough to manage our finances on a day to day basis only but to focus on the future too. Maybe it is time to start thinking of where you want to …
