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How To Transfer Funds Electronically Step by Step Guide

Banking / By samkadya

In this post, we are going to learn how to transfer funds electronically. I am really excited about this post as a lot has happened in this field in the last few years. The past few decades have witnessed some amazing developments in the banking sector. It is now very easy to transfer money electronically …

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Ethical Investing Explained

Investing / By samkadya

I think the right starting point should be on the definition of ethical investing. Because unless we agree on the definition then whatever we discuss today will not make much sense to you. We, therefore, need to be on the same level before we discuss issues related to ethical investing. According to Investopedia, Ethical investing …

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7 Amazing Ethical Travel Tips

Money Management / By samkadya

In this post, we are going to discuss the issue of ethical travel tips. This topic has gained prominence due to the ease of travel since the advent of cheap air travel. We now see literally billions of people traveling from one country to the other in any given year. With the rise of China …

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How To Drastically Cut Household Expenses and Family Budget (8 Ways)

Money Management / By samkadya

In this post, I want to discuss how to drastically reduce household expenses and family budget and still live comfortably. This is not an easy thing to do as bad habits die hard but it is something that has to be done especially for many people swimming in debts. In this case, you either have …

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6 Steps to Manage Your Personal Finances Effectively

Money Management, Save Money / By samkadya

In this post I would like to provide some simple yet very effective steps to manage your personal finances effectively. Most of us struggle when it comes to managing our money. This is why most Americans are drowning in debt unnecessarily. The purpose of today’s post is to help you get back your peace of …

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6 Advantages and Disadvantages of working as a freelancer

Make Money / By samkadya

If you are like me then you definitely hate the 9-to-5 grind. And you must have at one point weighed the advantages and disadvantages of working as a freelancer. We all want a bit of freedom as we earn our living. Unfortunately this is not possible when you are working for an organisation or company. …

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The Difference Between A Need And A want

Save Money, Money Management / By samkadya

These days when money is scarce, it is of utmost importance that we all understand the difference between needs and wants. The difference between a need and a want is not as straight forward as you would imagine. A need is generally accepted as something that is extremely necessary for a person to survive whereas …

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9 Tips on How To Avoid Impulse Buying

Money Management, Save Money / By samkadya

As a financial blog, I just thought that I would be amiss if I don’t address the topic on how to avoid impulse buying. Impulse buying is the cause of most financial problems that afflict us nowadays. We see a thing and immediately we just want to buy it even though we have not planned …

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Ways To Manage Your Personal Finances

Money Management / By samkadya

These days when our incomes are almost static it is important to find ways to manage your personal finances successfully. It is not good enough to manage our finances on a day to day basis only but to focus on the future too. Maybe it is time to start thinking of where you want to …

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Can Shops Refuse To Give You A Refund?

Money Management / By samkadya

On this beautiful day I just wanted to discuss the question, can shops refuse to give you a refund? The short answer to this question on whether a shop can refuse to give a refund is that it depends on the circumstances in question. If the store has sold you a damaged product or something …

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