With the proliferation of online banking, it is easy to forget the benefits and advantages of traditional banking services. While online banking has offered us cheaper and convenient forms of banking there are certain things that they do not offer. It is when you need such services that you are made aware of some of …
Over the past few years, internet or online banking is the in word and almost everyone in the western world has used it. But what are the advantages and disadvantages of internet banking? In this post, I will try to answer those questions while shedding more light on internet banking and its future. Advantages of …
6 Advantages and Disadvantages of Internet Banking or Online Banking Read More »
In this post I just wanted us to discuss the future of work and how technology is affecting work. I came out of uni nearly twenty years ago and when I compare the technologies then to what we have today it is like day and night. When I started work you could notice that the …
I wanted us to deal with the issue of how to deal with creditors when you can’t pay. It may sound a remote possibility for many but events of the last few years have shown that no one is immune from this. It is therefore important that we all learn in advance on what we …
In this post, we are going to discuss how to create a bare-bones budget. Before we do this I think it is proper to discuss what a bare-bones budget. A bare-bones budget is a budget that focuses on essentials. By essentials, I am talking about expenses that you cannot do without. These include food, rent, …
Millions have now lost their jobs during this Coronavirus epidemic affecting the whole world. In this post, we discuss how to stretch your money during this epidemic. It has been sad to see millions of Americans who have never needed the assistance of food banks being forced to do so now. Even those of us …
How To Stretch Your Money During the Coronavirus Epidemic – 8 Ways Read More »
I thought that it might be a good idea today to discuss tips for buying your first home. Believe it or not, this is an issue that many first time home buyers make “schoolboy” mistakes. If you think I am lying you just go back in your memory lane to the subprime mortgage crisis to …
I thought we should today discuss budget challenges and how to solve them. It is an interesting discussion that I believe will help you in managing your personal finances well. A budget is perhaps the most important tool in the hands of anyone trying to manage his income. I cannot think of any tool that …
4 Biggest Budget Challenges And How To Solve Them Read More »
In this post, we are going to discuss how to calculate APR (Annual Percentage Rate). APR should be a familiar term for anyone who has required finance when purchasing goods. In some countries, lending institutions are forced to indicate the APR and not just the base rate of interest. In taking out any form of …
In this post, we are going to discuss the question of how do bonds work. It is my sincere hope that once you read this post you may consider taking part in the bond market. In most cases purchasing a bond is a much better option than putting your money in a savings account. A …