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What is Credit Card Stoozing?

Credit Management, Money Management / By samkadya

Stoozing is a technique is sometimes used by investors as a way to earn interest on money that is borrowed for free. This is a strategy that is often used in conjunction with credit cards that offer a 0% introductory rate, but the key is in knowing how to find a great deal on a …

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How to Get a Personal Loan and Invest It

Money Management / By samkadya

In today’s post we will discuss how to get a personal loan and how to invest it. Only do this when the return from the investment is higher than the loan interest. 5 Main Sources to Secure a Personal Loan There are 5 main sources with which to secure a personal loan, all with their …

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Creating a Budget for Your Small Business

Money Management / By samkadya

Today we wanted to discuss creating a budget for your small business. If you are in business, there is no way you can avoid budgeting if you want to properly run your business. You are entering the business world at a time when the recent economic downturn has made life extremely difficult for nearly everyone …

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Investing in Property to Keep Your Finances Safe and Secure

Investing / By samkadya

In this post, I will discuss the topic of investing in property to keep your finances safe and secure. This is one of the safest investments out there and it almost risk free. In the last five years, the global economy has witnessed two distinctive series of recessions which has made most investment options, such …

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6 Credit Card Secrets You Need to Know

Credit Management, Save Money / By samkadya

Another important post that deals with the topic of credit card secrets. Secrets that can save you a lot of money if you heed our advice. There are many secrets that credit card companies don’t want you to know. There are ways that you can avoid user fees and pay little to no interest on …

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Tips on How to Reduce Household Expenses

Save Money / By samkadya

In this post I will discuss various tips on how to reduce household expenses. Tips that will help save money that you can use to invest or do some other important expenses. Don’t flush your hard earn money down the drain. Household expenses can really eat away at your personal budget. Before becoming a personal …

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5 Ways to Spend Your Personal Tax Refund

Investing, Save Money / By samkadya

In this post, we will discuss five ways to spend your personal tax refund productively. The time has come once again. For some it is a time to get excited and ponder all the possibilities. For others, it’s a time to bite your nails, grind your teeth, and wonder how you will come up with …

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Personal Finance Basics: What You Lose If You Wait to Invest

Investing / By samkadya

In today’s post I wanted us to continue the discussion on personal finance basics by focusing on investments. Do you know how much it costs to wait to invest? What if I told you that a couple of years could cost you more than a million dollars over time. Would you care? Would you do …

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How to Achieve Financial Freedom on a Dollar a Day

Make Money, Money Management, Save Money / By samkadya

Today’s post is an interesting one as we discuss how to achieve financial freedom on a dollar a day. Maybe you are like me, and want a financially free life. Perhaps you want to make or save a few extra bucks. Or what if you just want to manage your money better. No matter what …

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How to Keep Track of Your Expenses and Avoiding Debt

Credit Management, Save Money / By samkadya

In this post I want us to discuss how to keep track of your expenses and avoiding debt. It is my hope that this post will help someone avoid getting into a debt trap. Debt has some sort of bearing on most people. Whilst the impact it has on an individual varies from one person …

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