I should at this point out that choosing a good hosting company is critical to the success of any blog.
A wrong host will slow your site, weaken your site security or worse. It is therefore important that you think seriously before picking a web hosting company.
From the experience of users and the knowledge that I have Bluehost is good for blogging.
In the following paragraphs, I will try to answer this question by answering a few very important questions.
Is Bluehost secure?
To any serious blogger security of their site is of utmost importance.
You don’t want to wake up one day and discover that years of work have just disappeared into thin air.
Bluehost certainly takes security seriously judging by the security features they provide.
They, for instance, have tools to prevent spam such as SpamAssassin, Spam Hammer, and Spam Expert.
Bluehost also allows you to enable factor authentication for your account.
If that was not enough they also provide a daily backup of your site in case of accidental loss of your site’s data.
You, therefore, cannot fault them for not taking security seriously. This is definitely a plus for them.
Ease of use
With Bluehost, it is very easy to install your site and manage it.
With their one-click installation it literally takes minutes to install your WordPress site.
Their staff are also on hand to help you migrate your blog from another host to Bluehost.
This reminds me of how I struggled to migrate my site to one of the well-known hosting companies.
It took me hours doing it on my own. So if you are migrating to Bluehost from another host just let them do it for you. It will save you time and money.
Bluehost’s cPanel interface is also not as complicated as some other host’s cPanels.
Good Customer Service
Generally, most of their customers are happy with the fast, friendly, helpful customer services.
There are however some customers who say that they were unable to get the help they needed even after making a number of calls.
I guess they need to work on this. Otherwise, they offer excellent customer service.
Very Affordable introductory price
If you are a beginner blogger then Bluehost should be on top of your mind because of their introductory offer of $2.95 per month for the basic plan. The normal price is $7.99
If you are just starting out then this is something you cannot afford to miss. In the early days of blogging, you will not make much money, therefore it makes no sense to go for an expensive hosting plan.
Once things start picking up which is usually after a year you can then upgrade your plan.
In the meantime, you just need one site so that you can concentrate on one thing first and the basic plan fits that.
In my opinion, Bluehost is definitely an excellent hosting company with a good reputation. It has been around for some time and offers a good service to its customers.
In this post, I want to discuss how to cash a check.
With the prevalence of internet banking, you would be pardoned to think that checks are no longer being used.
Unfortunately, even though their use is steadily going down there are still being used.
So what do you do to cash a cheque?
You basically have two options to get your money. The check can be cashed or deposited into a bank account.
Just be mindful of the processing fees that some institutions may charge you.
Tips before you decide to cash a cheque
Find out about the charges if any you might be charged and pick the less expensive option for cashing your check
Make sure you have a valid identification
How to cash a check at your own bank
You basically have two options if you want to cash a check: you can to go to your bank or credit union or use other alternatives.
I have an article titled, where to cash checks, where I have listed places where you can cash checks.
Below are the steps that you need to take to cash a check:
Fill a deposit slip if required
Take your check to a bank teller
Sign your name at the bank of your check and pass it to the bank teller
Show valid identification to the teller
Get your cash and leave
I will now explain in detail each of the above steps.
Fill a deposit slip
Even though you are just cashing a check and not depositing it in your bank account, some banks or institutions require you to fill a deposit slip.
In the deposit slip, you will fill the details found on a check.
If the check you are cashing is from another bank some banks may require you to just deposit it in your account.
Take your check to a bank teller
In most banks and credit unions, you have to line up and wait for the next available teller.
Sign at the back of the check and present it to the teller
It is important that you sign the check in front of the teller for security purposes. Otherwise, if you lose and someone picks it he may be able to cash your check.
Show a valid identification to the teller
Most banks and financial institutions require a valid identification or you can hand them your debit card. Government-issued ID such as passports, etc are generally the most widely accepted form of ID.
Get your cash and leave
The only advice here is that you need to secure your cash before you leave the bank or credit union branch.
Cashing a check at the issuer’s bank
This is probably the easiest way to cash the cheque as the teller will have access to the bank account of the issuer.
The advantage of cashing the cheque at the issuer’s bank is that you will most likely get the full amount immediately.
Thes steps for cashing a check at the issuer’ bank are the same as the ones for cashing a check at your own bank.
How can I cash a check without a bank account?
Besides your bank or the issuer’s bank, there are other places that can cash checks. They include major retailers like Walmart, Check cashing stores, etc.
These will most likely charge a high fee for these services. It can be as high as 5-10% of the cheque amount in the case of check-cashing stores.
The supermarkets and groceries fare much better as they charge less. On average you can expect them to be charged one to three US dollars.
It is therefore advisable to avoid the check cashing stores and even the supermarkets if you can.
The cheapest way to cash a check is usually your own bank or the issuer’s bank.
You also need to be aware that each of these institutions will have their own restrictions.
For instance, while you can cash any amount for government checks, for two-party personal cheques most of these places will only accept up to $200.
Which is better cashing a cheque or depositing it?
Unless you want to use the whole amount on the check the best way is to deposit your cheque into your account.
For the security of your cash, it is better to keep it in the bank and only withdraw what you need.
Unfortunately for those that do not have a bank account the option of a deposit is not available. However, if you have a pre-paid debit card you can still deposit your cheque into it.
Can you cash a check at any bank?
No, banks are not obligated to cash your check if you don’t hold an account with them. If you or the issuer does not hold a bank account at a bank they are most likely to turn you down.
The best option is to cash the check at your own bank or the issuer’s bank.
Can you cash a check at an ATM?
Yes, you can at some ATMs where you can deposit and immediately withdraw the cash. However, in most cases, you may have to wait for the check to clear before you access the funds. Clearance usually takes 1-3 days.
Can I cash a check at Walmart?
Yes, you can cash a check at Walmart. However check cashing is limited to preprinted checks and includes payroll, tax, government, and insurance settlement checks.
They charge a maximum fee of $4 for checks up to $1,000 and $8 for cheques greater than $1,000.
Can I cash a check online?
You can cash a check online by scanning it through a mobile phone app or online. Just take a picture of the front and back of the check and download it to the bank app. However, the cash won’t be available until a day or two in most cases.
According to eMarketer US adults spend at least 3 hours per day on their phones. It, therefore, makes good economic sense to use that time to make a little bit of cash using some of the best money making apps available.
These apps include apps that can earn you money when you do online purchases.
Apps that help you make money when you share your opinions on products, services, politics, etc.
There are even apps that help you get cashback when you do your everyday purchases.
If you are into movies there are apps that pay you to review some movie trailers. Others will pay you to play games.
I would submit that that is the best way to use your phone and subsidize the cost of your phone.
Below are some of the best money making apps.
Ibotta apps that gives you money
Ibotta is one of the most popular apps for getting cashback on your everyday purchases from retailers like Walmart, Target, etc. All you need is to take a picture of the receipts and upload them into the app.
Besides the cashback, you will also get offers for thousands of products. To get the offers you will have to link your store loyalty cards to your app.
They are constantly adding new offers and retailers.
Another benefit of using the Ibotta app is that you earn cash when you refer friends to use Ibotta. All you need is to send them your referral code from the app.
The cashback you earn from your purchases can be withdrawn to PayPal, Venmo or gift cards such as Amazon Gift cards.
They say this flipping business has enabled them to have more free time with their kids as they are making enough money to live comfortably.
I just saw one of their reports where they made over $100,000 a year flipping second-hand items.
They have now started teaching others how to grow their flipping businesses through Flipper University.
Therefore if you want to make flipping your full-time business I recommend that you try Flipper University.
What are the easiest things to flip?
In my opinion, the easiest items to flip for profit are the following:
Electronic and electrical items. Most people are willing to pay for second-hand electronic items as long as they are reasonably priced. Therefore if you can find some second-hand items that you can resell for profit then go for it. You just need to make sure that they are in working order and have been cleaned properly. There is nothing that puts off people than dirty staff.
Used clothes and shoes. There will always be a market for second-hand clothes and shoes. This is why there is a proliferation of second-hand shops that sell more clothes than other items. So if you can find some quality branded clothes you should be able to find a market for them.
Furniture. Because of the tough economic conditions for young people, there is always a market for second-hand furniture. If you have furniture that you need to get rid of you can easily flip it by advertising on sites such as Craiglist or eBay.
Children’s toys and stuff. If your child has outgrown some toys and other things you can flip them for profit easily. You can also find these items on Facebook, Craiglist, etc. A couple of monthsago I was looking for a second-hand bike and I easily found one online and bought it. It is still in good condition. Most parents are looking for such kind of things.
Websites. If you are in to internet marketing then creating websites and flipping them for profit is probably one of the most profitable businesses out there. On average people are willing to pay 30 times the monthly earning of a blog or website. Therefore if your website is making a $1,000 profit you can sell it for $30,000. It is possible from my experience to create a blog that could be earning $1000 in 12 months.
What are the most profitable things to flip?
This depends on where you live but in most places, the following are the most profitable items to flip.
Antiques. According to Wikipedia, Antiques are items that are perceived as having value because of their historical and aesthetic significance. These are arguably the most profitable items that you can ever flip.
Records and record players. If you think that the days of records and record players are gone then you are mistaken. These have made a comeback and are now hot on the market. Therefore if you still have your grandparents’ records and record players, consider selling them for a decent sum.
Wood Furniture. Second-hand furniture is always in demand and therefore if you have furniture to dispose of then put it out on the market.
Is it legal to buy and resell items?
Of course, it is legal to buy and resell items. You, however, have to be aware of the laws operating in your state as they could be tax implications, etc.
If you are just reselling an item that you bought some time ago and want to dispose of then there is no likelihood that the state will trouble you.
However, if you are doing it as a business then most states would require you to get a tax certificate.
This will allow you to charge sales tax and report the same to your state’s tax department.
You may also need to be aware of the rules regarding using the brand names in selling your items.
Some brands are protected and you may require to get permission from the manufacturers.
However, if you are not using any brand names in advertising then I think it is fine.
I would still advise you to check out these facts with your lawyers or your state’s tax department to be on the safe side.
How do you flip things for profit?
With the advent of the internet flipping items has become easier. You can now buy and sell items online to thousands of people who can buy your items in the comfort of their homes. Below are some of the steps that you need to follow to flip items.
Where to buy items
Before you even think of flipping items you need to find places where you can buy the things that you may flip.
Below are some of the most common places to find items to flip.
Flea Market. This is probably the first place you can think of when thinking of buying things at reasonable prices and in abundance.
At flea markets, you can find clothes, shoes, furniture, electronic items, antiques, etc.
Thrift Stores. You can easily find some quality stuff if you keep your eyes open in Thrift stores. Things like clothes, shoes and electronic items are the ones to look out for here.
Garage Sales. This is another place where you can find some quality second stuff. And because the sellers are not professional sellers there is more chance of finding things at bargain prices. You can also easily haggle as in most cases the seller just wants to get rid of his or her stuff.
Auction Estate. A long ago I used to frequent auction houses and there was some quality stuff on sale there.
Liquidation stores. If you are looking for quality stuff that has been put for sale by the big retailers then the liquidation stores are the place to go. You can easily get quality stuff at give away prices
Craigslist, eBay, etc. These online marketplaces are another perfect to find things to flip.
Your own house. We all have stuff in our houses that we no longer use. These are some of the items we can consider flipping.
What to consider when buying items?
Look for unique and expensive items if possible: I am thinking here about the high brand items. If you can find these you are highly likely to make a higher profit when you resell them. The unique ones also sell well and they draw people’s attention.
Investigate the market. Before you buy things it is better to search online on sites such as eBay to have an idea on the prices of things. This way you won’t end up buying things that you will end selling at a loss.
Start with one kind of item. As a new flipper, it is better not to overstretch yourself by dealing with so many items. It is better to concentrate on one kind of item first. Once you have mastered it then you can turn to other items. By specializing you learn fast. You can research items on the internet etc.
You can start with smaller and cheaper items. This is because you don’t want to risk too much of your money at first before you have experience. Test the market with items that cost maybe around $10 each.
Keep your profit in mind always. When buying stuff always consider the profit element. You are not a charity but a business. Keep that in mind when buying and selling things will keep you in good stead.
Have a timetable. Creating time for anything and sticking to it is critical in any endeavor. The same applies to flipping. You need to create a timetable detailing the things you need to do in your business.
Set up a photo station. In any online marketplace, the quality of your pictures can mean the difference between success or failure. Therefore having a good camera and a nice place to take photos of your items is very important. You need some good lighting and make sure that you clean your stuff before you take pictures. In other words, make it as professional as possible.
Price your items properly. You are in this business to make a profit. So keep this in mind all the time. However, also think of potential buyers and what they are willing to pay. It makes no sense to overprice items if no one is going to buy them. Therefore check on the internet the prices for various things before you set your prices. Sometimes you have to be willing to make a small profit to avoid storage charges or create space for new items.
Reinvest your profit. As you make profits remember to reinvest your profits in your business for it to grow. Otherwise, you will remain static.
Listing Your items.
Decide on sites to sell your items. There are various sites that you can use to sell your stuff. They include eBay, Craiglist, Etsy, Facebook, etc. As a newbie, you can start with one platform first and get to know it better before moving to another platform.
Decide whether to auction or sell outright. On some sites, you have the option of the auction or selling outright. Therefore decide the way to go for you beforehand. Sometimes auctions can make you more money than selling a thing outright as people may bid more than what you would have offered to sell outright. Some items sell well in auctions than others.
Advice on photos. For the benefit of your customers, it is advisable to have your goods pictured at all angles. You want your customers to have a full picture of the items they are buying. Make sure you highlight any damages. Trust is everything in business.
Describe your things accurately. As a seller, it is important to be in the shoes of your customers. Just as you may want to know all the nitty-gritty things of things you are buying so do your customers. Therefore make sure that you describe your goods properly. Deceit may come back to hurt you as customers will rate you down on sites like eBay
I hope the information provided above is enough for you to know how to flip items for profit.
With proper knowledge, you can even make it your full-time income.
In the transcription profession, the most lucrative that can earn you serious money to replace your income is legal transcription. However, due to the legal terms that you need to master training is a must.
Survey Junkie is one of the most sites where people can register to share their opinions on various topics online. As you do surveys you accumulate points that you can redeem with cash or gift cards such as Amazon gift cards.
In this post, I want to discuss how to make money at the flea market.
I have a friend who makes a living selling things at flea markets.
He goes around various flea markets selling all sorts of items.
I, therefore, know from his experience that it is one of the best ways to make money if you know what you are doing.
Before you do this, I am going to offer you some tips that can help you to succeed on this side hustle.
What is a flea market?
A flea market also called a swap meet is a kind of market that usually takes place outside where old and used things are sold. It is a type of street market.
Why do they call it a flea market?
The name flea market is of French origin. It was originally called Marché aux puces in French which is translates as “market of fleas”. This was because it was expected that the merchandise being sold was flea-infested.
What sells at flea markets?
The items that sell well at flea markets are things like
Cheap new items. People don’t usually go to flea markets to buy expensive items. Therefore if you are selling new items go for the cheap one.
Electronics and home appliances. These are probably the most popular items to sell at a flea market. Just make sure that you clean them properly and repair them if necessary to increase their value.
Baby clothing and toys. People usually go to flea markets as families as they are usually held on weekends. It is, therefore, an opportunity for parents to buy things for their children. And the children expect their parents to buy them stuff too.
Small furniture. This is another item that sells well at flea markets. Items such as stools etc easily sell.
Holiday decor. We all want a bit of variety in our holiday decor and flea markets offer a chance to buy cheap holiday decor.
How do I become a vendor at a flea market?
Below are the things that you need to become a vendor at a flea market.
Need a Tax certificate
In most states, you need a tax certificate before you are allowed to sell at a flea market.
The tax certificate allows you to charge sales tax on your sales.
You can get this with your state’s Tax Department. Without this, you cannot be allowed to sell at flea markets.
Find a Flea market to join
After you get your tax certificate the next step is to find a flea market that you can join.
Various flea markets have their own rules and regulations, you, therefore, need to find one that suits the things that you want to sell.
Register with the organizers
Once you identify the flea market then you can register with the flea market organizers.
Some markets take place only on weekends and some throughout the month.
Most organizers will charge you a fee to participate.
Organize or rent a booth.
To be able to sell you need to either rent a booth or set up one yourself.
Find items to sell.
After this then you can find the items that you need to sell.
What is the best way to make money at a flea market?
1. Decide on what type of flea market you want to participate in.
There are different types of flea markets. Most flea markets where I live happen over the weekends.
However, they are some that take place throughout the year.
I should also point out that in some countries that have bitter winter, the outdoor flea markets usually take place in summer only.
As a newbie flea market seller, you need to decide whether you want to make this a full-time trade or parttime.
If it is full time then you may have to join the full-time flea markets.
In this case, you will be charged a monthly fee for space by the organizers
The part-time flea markets will usually charge you a fee on the same day of the market.
Therefore if for whatever reason you decide not to participate you will avoid the charges.
2. Thinks seriously about the location
The success of each market usually depends on the location and its accessibility.
A good location will attract more customers and therefore more money for the sellers.
However, a market located in an area that is difficult to access or far away from populated areas will attract few customers.
So before you join a market think about these things.
I have a friend who sells his stuff at one of our flea markets and he is very happy with the business there.
The market is located right in the city center and close to other shops.
It, therefore, attracts people who may have been in the city for other types of shopping.
Some of the most patronized flea markets are also close to main roads.
This means that they are easily accessible and therefore attract more customers.
3. Identify the right kind of products to sell at your flea market.
Selling the right products can mean the difference between failure and success.
While there are some items that almost always sell well at flea markets, each market is unique.
You, therefore, have to survey your market first before you decide what to sell.
For instance, university towns that have a lot of students may attract mostly young people whose pockets are not that deep.
You, therefore, cannot expect to sell high priced items in such markets.
In such kind of market items like textbooks will also sell well. Students would also be interested in electronic gadgets.
You, therefore, have to take all that into consideration.
4. Identify where to procure good to sell
Once you identify what sells well in a market you need to find places where you need to buy your things.
As pointed out earlier, thrift stores, garage sales, wholesale websites like Aliexpress, your home, etc are some of the places to source your stocks.
5. Determine the correct prices for your goods.
It is important that you don’t outprice yourself.
You, therefore, need to survey your market and see what your colleagues are charging before you set your prices.
It is important that you do this before you even procure your goods.
Otherwise, you may end up with goods that you may sell at a loss.
You are in business and therefore need to make profits if you are to survive.
In setting the prices think about your profits and also your customers.
If your goods are too expensive no one will buy them from you.
And if you are charging too low you may not make enough profits.
6. Set up your stall/booth attractively.
People are attracted to things that look good in their eyes.
Therefore make sure that your goods are arranged properly. Goods of the same kind should be put together.
You also need to put price labels on your goods.
7. Learn to haggle
At flea markets, there is always a bit of haggling over prices.
You, therefore, need to learn this art if you are to be successful. Learn to say no. This is a business, not a charity.
Therefore determine beforehand your reserve price in your head. When a customer goes below that price be prepared to say no.
I hope you have now learned how to make money at the flea market. It just requires following the advice in the above paragraphs and be willing to adjust if things don’t work well.